If you have been injured on someone else’s property, you are better off thinking about making a claim about that person’s insurance. Many of these claims can be resolved between you and the Adjuster. But even so, it is important that you know about your legal rights before making any agreement. Adjusters exist only to pay as little as possible in your claim. Adjusters are trained to pay as little as possible each year. The aspect to remember is that the insurance companies make more money than they pay you. Many people do not know about this, and it may cost you at the time of your compensation.
Do not Over Wait
You should never have to wait for medical results to make a claim with the insurance company. It is also a good idea for you to check how much time you have to make a claim, it is almost always a year, but if you wait for a long time, you can not do anything. The first thing you should do is hire a personal injury lawyer. They can give you advice and can deliver any document that is necessary. Also having a personal injury lawyer can help you if for some reason the claim does not go as you expect. Levinson Law Group attorneys will be able a good fit for you.
An Unconvincing Demand Letter
Your personal injury attorney can begin by writing a demand letter, which will be sent to the insurance adjuster office. The content of the letter must include your account of the events before the injury that took place. It is important to summarize your case succinctly, as Insurance Adjusters read several claims on a given day. The tone of the demand letter should be neutral, and you should never make any threats or accuse the other party of causing the injury. Failure to act on this issue often prevents negotiation in good faith from happening.
Reduce Your Talking On Social Media
The drafting of a demand letter does not guarantee that your injury claim will pass as smoothly as possible. Insurance companies want to solve cases as quickly and cheaply as possible. It is essential that they settle quickly because they do not want to be responsible for paying for persistent medical problems.
Many insurance companies are notorious for looking at the social media accounts of an injured party to find any self-incriminating evidence online. It could be a video, a photo or a passing comment, but everything could be used as harmful evidence in an attempt to show fraud. It is better to keep the details of the injury or even the case offline. Reserve to talk about the case and the harm to the immediate family members until the agreement is final.
Do Not Avoid Your Doctor’s Office Visits
The insurance company will send you a medical statement for you to sign. This document will indicate in detail that your signature will help them to verify your injuries and that it would be in your best interest to sign. This is often an attempt to leverage you to allow them to obtain and gather confidential information about your personal medical history. Be sure to keep visiting your doctor regularly throughout the insurance claim process, as it will guarantee that your information will stay current. Also, keep a review journal and all treatment sessions that are directly involved with your case. It is crucial never to delay or take for granted your own personal health.