Car accidents cause serious injuries and often leave a lasting impact on the lives of the victims. If you were a victim of a car accident, you are qualified to recover compensation for existing medical bills and salaries, as well as ongoing medical care, loss of future pain and suffering. Michigan Auto Accident Lawyer is very helpful in this situation
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In most cases, car accident victims have three ways to get the compensation they need to repair their vehicle and cover medical expenses. These include:
- Filing a claim with the insurance company of the guilty driver based on your liability policy
- Filing a claim with your own car insurance company, especially if they carry a collision policy
- The filing of a lawsuit against the guilty driver.
What should I expect from the claims process?
The victim and the guilty driver will notify their respective insurance companies, insurers will begin an investigation. Both companies are likely to request a recorded statement, but they are not required to provide the material to the insurance company at fault. You can politely decline or ask the adjuster to direct any questions to your Automobile accident attorney in Charlotte.
When the Adjuster calls you, the Insurance Adjuster will provide your name, the name of the other driver and date of the accident, but do not give the Adjuster more information. Do not speculate about the causes of the accident, and apologizing for nothing will minimize the injuries. The Adjuster may use this information against you.
The adjuster will have access to your medical records; it is imperative that you are only given access to the records related to the accident. A Michigan Car Accident Lawyer can help.
If the adjuster’s investigation finds the other driver guilty, the insurance company will offer you a settlement award. Never sign this first settlement without first calculating the damages and talking to a Charlotte car accident lawyer. If you and the insurance company cannot agree on a solution, you can file a lawsuit against the guilty driver.
After filing a lawsuit, the discovery period begins when the attorneys of both parties will be looking into the accident. Again, make sure that the guilty party’s attorneys only have access to the medical records related to the accident. If the County court is in your favor, you may order the guilty party to pay for any damages the court deems applicable.
- It is imperative that you continue with medical coverage throughout the claims process. If you stop going to appointments or ignore orders from doctors, the insurance company can use them against you and lower the amount of the award, or to offer you nothing at all.
What types of damages can I recover from a car accident?
Under the law, victims of traffic accidents can receive compensation for damages. Most people consider damage after a car accident in the category of economic damages. Common economic damages after a car accident include:
Invoices for an ambulance, emergency medical care and hospitalization, Rehabilitation care
- Medical bills in progress
- work wages lost due to job loss
- Possible loss of future wages
- The cost of repairing or replacing your vehicle
- The cost of hiring services to complete the tasks they were previously able to do
- Economic damages are not the only damages that can be recovered after a car accident in Carolina